Recalculation of pensions for non-working pensioners: tips for calculating. Recalculation of pensions for non-working pensioners Recalculation of pensions for non-working pensioners in

In the Russian Federation, a pension reform comes into force in 2019, which will radically change the conditions for entering a well-deserved rest. First of all, this concerns the increase in the age of workers, and secondly, the indexation of pensions, including non-working pensioners. At the government level, the reason for the adoption of the new bill is the need to balance the system as a whole.

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Indexation of pensions for non-working pensioners in 2019

As a form of accumulation in old age, a citizen must work. In accordance with the new reform, the right to the insurance and funded part remains. Such a procedure causes a working person to make contributions to the Pension Fund of Russia in the prescribed amount, and send the second part to the NPF or the Criminal Code.

The volume to non-profit structures is no more than 6%, and the amount of payments to the Pension Fund is 10%. Thus, the funded part consists of those funds that a person transfers solely at his own request. In the absence of a corresponding application, deductions in the amount of 16% are automatically accumulated in the insurance part of benefits.

After the retirement age is reached, the PFR conducts a procedure for assigning payments, the volume of which is calculated from two indicators - the insurance and funded parts.

Probability of an increase in pensions

The pension for non-working pensioners involves indexation every year. The amount of the increase is carried out on the basis of the inflation rate. The Decree of the Government of Russia states that in subsequent years, after 2018, the following increase in deductions is possible:

• from 2019-2020 conversion will increase by 4%.

Accordingly, the average level of benefits for an actual pensioner will be 13,400 rubles, and by 2020 it will increase to 14,900 rubles.

Note: the restrictive measures established in 2016 will remain unshakable. The Ministry of Finance explains this situation by increasing wages for working older people. So, in 2018, the minimum wage was equal to the subsistence level.

Increase in pension contributions by 1000 rubles per month

In the plans of the Cabinet of Ministers for 2019, to adjust the established procedure for indexing contributions to the elderly and increase their level by 7.05%, i.e., above the inflation threshold, relative to previous periods.

In turn, this will make it possible to accrue allowances of one thousand rubles, which will improve the quality of life of a socially unprotected group by an average of 12 thousand rubles. It is noteworthy that indexation will already take effect from 01/01/19 at a time, and not in 2 approaches, as established in the current Russian legislation.

The increase planned for next year will be carried out at the expense of the budgetary funds included in the new bill, i.e., at the expense of savings due to the increase in the retirement age.

Such an increase in payments will be made only for pensions of non-working pensioners, including in 2019. For those citizens who remain at their jobs, it is not planned to carry out an increase.

Who is eligible for the 2019 bonus?

At the government level, an increase of 1,000 rubles is associated with an increase in the retirement age for persons with insurance contributions. Thus, the increase in payments does not threaten all citizens, but only the category of persons who have fulfilled the following requirements:

1. Persons who are current de facto pensioners;
2. Citizens receiving benefits for old age, due to the loss of a breadwinner or disability.

At the same time, the Russian government has not provided for the accrual of increases for working elderly citizens since 2019. Indexation of this category of persons has not been carried out since 2016 and in the future this provision will not be revised in the other direction.

Against this background, recipients of social benefits from April 1 received an increase in payments in connection with the correction of the minimum subsistence level for an unprotected category of citizens.

Subsidies in the amount of 1,000 rubles will be provided to citizens with an average allowance in the Russian Federation in 2019, i.e. 14,414 rubles. In fact, the size of the increase differs from the amount of security, that is, one thousand rubles for the average allowance. However, relative figures indicate that growth will not exceed 7.05%.

Latest pension news from 2019

The President of Russia set tasks for the government to increase the income level of the population. In this regard, a number of measures and government programs are planned, within the framework of which the growth of benefits will be carried out at a rate exceeding inflation. Not the least importance in such measures is given to an increase of one thousand rubles. Thus, it becomes clear how much the pension for non-working pensioners will be increased.

Next year, the increase in subsidies will be over 14,000 rubles relative to the current average income of an elderly person. This will be possible thanks to the increase and the projected inflation threshold of 4%. The government assumes that this approach will be able to guarantee the maintenance of the average amount of benefits, and by 2024 payments will amount to 20,000 rubles. Thus, there will be an increase in the income of the population by 35% compared to 2018.

Important! Labor Minister M. Topilin noted that the regulations providing for the correction of traditional indexation will be considered as part of the second reading of the law on raising the retirement age. The State Duma will also consider the possibility of adjusting the pension budget in 2019, taking into account upcoming expenses.

In accordance with current legislation, non-working pensioners receive an annual conversion of 50% of current inflation. The possibility of subsidies in the next year, as well as their growth, depends on savings in the Pension Fund of the Russian Federation due to an increase in the retirement age. In addition, the government of the Russian Federation noted several times that the budget released as a result of the measures will be used to improve the quality of life of the socially unprotected category of citizens.

Social supplement to pension

Social subsidies are the total amount of security transferred to the addressee if the citizen's income does not reach the minimum wage. Accordingly, the additional payment involves bringing the pension to the minimum threshold. The social pension is intended for the low-income category of the population and is funded from the federal budget. At the same time, its size does not depend on the type of payments and personal savings of a citizen.

The main difference between SD and material state aid is the targeted factor and the lump sum payment. That is, it is established and transferred every month until the moment when a person finds a job or his income reaches the subsistence level.

The process of determining the rights to a social pension is formed from the following types of contributions:

1. All pension payments, including those through law enforcement agencies;
2. Any monetary contributions to the disabled, veterans of the Second World War, families in connection with the loss of a breadwinner, as well as those equated to these groups. At the same time, the set of additional services includes:
   • use of public urban transport, including to the place of treatment;
   • medications;
   • treatment in sanatoriums;
3. Social subsidies of additional importance intended for the Heroes of the USSR and the Russian Federation, order bearers and other persons receiving payments for various services to the Motherland.

Experts point out that the third point is inappropriately included in this list, since these citizens already receive material support several times higher than the minimum wage.

It is noteworthy that the regional authorities also carry out social support activities in the form of lump-sum contributions. In addition, social support provided in kind is not taken into account in the total amount of income. An exception is the payment of mobile or fixed communications, housing, utilities, as well as free travel.

Important! The new bill sets the retirement age for men at 65 and for women at 60. This softening of the policy was introduced by the President of Russia, since initially the plans were 63 years for women. However, innovations will be introduced systematically, and in 2109 a transitional period will begin, in connection with which the age of future pensioners will be increased by 6 months, that is, for the female population - 55.5 years, for men - 60.5 years.

Who can apply for additional payments to pensions

The SD is not intended for all categories of citizens, therefore, in order to qualify for deductions, a number of requirements must be met:

1. To be a member of the Pension Fund of the Russian Federation as an actual pensioner, i.e., the presence of employment in automatic mode removes the right to claim benefits, regardless of the amount of wages;
2. Permanent registration and residence in the country. If you are abroad, the subsidy is automatically withdrawn;
3. Benefits are only for low-income individuals if the income does not reach the pensioner's living wage.

The determination of the prerequisites for obtaining a SD can be deductions:

• old age;
• the presence of a disability group;
• work experience;
• in connection with the loss of a breadwinner;
• and other.

In fact, the recipients of state subsidies are the unprotected segments of the population, that is, persons who have retired and lost their breadwinner, including those working in departments. In addition, applicants for the right to SD are disabled persons of the III category and recipients of social pensions.

Types and amounts of social surcharges

State plan subsidies are divided into 2 types:

• federal purpose (FSD);
• regional purpose (RSD).

In each region, if you do not receive a benefit equal to the subsistence minimum, you can receive only one increase in the pension for a non-working pensioner.

For your information: the type of subsidy depends on the price of the minimum wage in a particular region of residence. If a person moves for permanent residence to another region, then the amount of the supplement will be revised in accordance with the current standards in the new region of residence.

Federal social subsidy

The accrual of FSD is established in those areas where the PM of regional significance is lower than in the general country. The amount is calculated in such a way that the final income of a person's pension contributions is not lower than the pensioner's subsistence level.

Deductions for this type of benefits are made from the federal budget under the auspices of the Pension Fund of the Russian Federation. Statistical information indicates that in most regions of the country there is a system of federal subsidies in relation to actual pensioners.

At the same time, there are entire districts where the incomes of the population do not reach the minimum wage, namely:

• North Caucasus Federal District, where the average PM is 7535 rubles;
• SFD - 8171 rubles;
• Privolzhsky Krai - 7746 rubles;
• Siberian district - 8514 rubles;
• Crimean Autonomous Okrug - 8098 rubles.

This situation is due to the low incomes of citizens, and as a result, the unsatisfactory quality of life in a particular region. After reviewing the economic indicators, the government of the Russian Federation established the possibility of obtaining additives.

Regional social supplement

Regional allowances are assigned in those areas where the PMO of older people is higher than throughout the country. Northern regions, as well as donor regions with positive dynamics in terms of quality of life, are recognized as such territories. According to statistics, in the Russian Federation in 2017 there were only 16 regions with a valid RSD.

The right to form and make deductions of regional subsidies is vested in the executive authorities. Most often, such institutions are social protection authorities in the territory where an elderly person is located.

Only the Pension Fund of the Russian Federation can assign and pay federal subsidies, according to an application received from a citizen, which is submitted simultaneously with the formation of old age benefits or other subsidies. In addition, an application can be submitted at the time such a right arises directly at the branch of the Pension Fund of the Russian Federation at the address of residence.

Note: full information on how to receive a subsidy of regional significance is provided in the social security authorities automatically without a citizen's application.

The Government of the Russian Federation sets goals for the coming years to improve the quality of care for the welfare of the population. Therefore, commitments were made to support the de facto older people if they receive benefits below the PM or the minimum wage. Thus, the poverty line is expected to fall to unprecedented levels.

Watch a video about who will increase pensions from 2019

Recalculation of pensions for non-working pensioners - conversion of the amount of the monthly subsidy established by the authorities. The pretext is the provision of evidence that testifies to new situations in the fate of a citizen. Surcharge and increase in social benefits can also be as a result of state policy and writing an application in this case is not required.

The old-age pension consists of several components:

• Basic (social) payments - a fixed amount accrued to each citizen upon reaching retirement age (for 2017 it is 4,805.11 rubles).
• The funded part is deductions made by a person in the Pension Fund.
• Insurance pension - is made at the expense of contributions to the PF deducted by the employer, the amount depends on earnings and is 22% of it.

A person without a minimum work experience will receive only a social pension payment. If a citizen has a sufficient length of service, then he is also credited with a pension payment according to the system previously chosen by him: accumulative or insurance.

Grounds for recalculating pensions for non-working pensioners

The Pension Fund considers an application for the recalculation of pension payments, if there are significant reasons for this. So, if a non-working pensioner is disabled and he was given a more severe disability group, he can also apply for a higher level of additional payments.

According to the law of the Russian Federation, the grounds for recalculating the old-age pension for non-working pensioners can be:

• Age over 80 years. For those receiving an insurance pension, the amount of the fixed payment is multiplied by two.
• Receipt by a person of another degree of disability (by decision of the medical commission). People of the first group of disability are entitled to a fixed compensation in the amount of 9919.73 rubles. Those who received the first group from childhood - 11,903.51 rubles per month.
• The appearance of new dependents in the family (a court decision is required to confirm this fact).
• A certain period of work in the North (15-20 years) or other areas with difficult climatic conditions.
• Moving a person to an area with an increased accrual coefficient.
• Loss of the family's sole breadwinner.
• Loss of the second parent by a child under the age of majority (23 years old while studying at a university).
• Being a parent on leave to care for a child up to 1.5 years (no more than six years).
• Military service.
• Moving from the village to another area.
• Care of a working person for a person in the first disability group, a disabled child, an elderly person over 80 years old.
• Staying at the place of work of the spouse without the opportunity to get a job.
• Diplomatic and consular activities outside the country (no more than 5 years).
• Unreasonable stay in places of deprivation of liberty.
• The profession of a military man, the presence of certificates, medals, titles.
• Transfer of one type of compensation to another.
• Little work experience and little pay.

Important: if during the recalculation the amount of the pension payment decreases, then the change in the pension does not occur. That is, if your pension was recalculated and it came out less than before the recalculation, you will be left with the pension payment that is greater.

Recalculation of the amount of pension through indexing

The state indexes in connection with the growth of inflation in the country. Indexation does not depend on individual circumstances in a person's life, his will: it is due to each recipient on a general basis. The amount of monthly income is multiplied by the percentage announced by the government, it applies to all types of benefits (for age, survivors, disability).

Important: If the amount of the security is below the regional subsistence minimum, the citizen has the right to recalculate the pension and social supplement from the state budget.

Unlike indexation, the recalculation takes into account points earned by seniority (the minimum number is 30). Pension points directly depend on the size of the salary, because depending on it, the amount of payments in the Pension Fund changes during work. And the size of the score is directly dependent on such payments.

In 2017, the amount of pension assistance in Russia increased by 5.4%: the amount of the fixed benefit amounted to 4805.11 rubles, and 1 point = 78.28 rubles.

Documents for recalculating the pension of non-working pensioners

The recalculation of the amount of the pension benefit is possible when submitting an application and related documentation to the Pension Fund.

First of all, you need to make an appeal to the PF. In the text of the request for recalculation, you must specify:

• SNILS number;
• belonging to the country;
• passport data;
• reasons for the premium;
• register of attached certificates and documentation;
• dating.

An increase in the monthly pension benefit at the initiative of a pensioner requires the following documents to be attached to the main application:

• passports;
• paper, which indicates the registration of a person in the system of compulsory pension insurance.

Additionally, if there were changes in the life of a citizen that affected his expenses or state of health, it may be necessary to:

• extract from an individual personal account;
• proof that the citizen had official employment;
• certificate of disability;
• birth certificates of children;
• confirmation of guardianship of a person who has not reached the age of majority;
• death certificate of parents, etc.

Important: You will need to certify all documents with your signature.

The register can be found on the website of the Pension Fund of the Russian Federation or clarified with the employees of the Pension Fund. If earlier certificates of this type have already been made, then they will be in the PF database and you will not have to collect them again.

The procedure for recalculating a pension: how to apply to the Pension Fund and the terms of consideration

The procedure for recalculating monthly compensation to pensioners is handled by the Pension Fund. Specialists will accept papers, assess the reasons for changing the amount of assistance, and calculate points.

Important: if it is impossible to visit the PRF on your own, a registered letter with a list of attachments is sent to the postal address of the department. The website of the pension fund also accepts applications after registration on the website of public services. A representative of a citizen can also submit documents on his behalf.

If everything is in order with the documentation, within 5 days the applicant will receive a response about the consideration of the case. If the amount of the payment did not meet his expectations, he has the right to appeal against the decision of the pension fund.

When to expect pension payments after recalculation

The change in benefits without filing an application is carried out on August 1. People will receive other accruals at the beginning of the next month after applying. Indexation of insurance pensions takes place on February 1, social pensions - on April 1.

People who have crossed 80 years of age are charged from the date they reach the specified age. Citizens who have received the status of a disabled person - from the day of a medical examination of this fact.

In the Russian Federation, the recalculation of pensions is due to people receiving payments for old age, disability, and the loss of a breadwinner. Depending on the reasons, the state appoints it independently and on the basis of an application from a non-working pensioner and documentation indicating a change in his life situation.

The latest news suggests that the pension increase for non-working pensioners in 2019 will be made regardless of the region. The news from the Government is very promising. If you have taken a well-deserved rest, and apart from payments from the state, you have no additional income, then you can count on an increase in the near future. For those who want to know how much pensions for non-working pensioners will be increased in 2019, the latest news from the State Duma will provide complete information about upcoming projects.

Decision of the Ministry of Labor on the increase in pensions for non-working pensioners

According to the Minister, the Ministry of Labor is doing everything possible to ensure that the growth of pensions for non-working pensioners outstrips the existing inflation. To do this, we study the growth of the economy and the reserves of the state budget.

From January 1, 2019, you can count on indexation

The increase in pensions for non-working pensioners will be carried out according to the plan.

In the spring and summer, the government plans to index monetary relief twice more. If everything goes well, then pensions will be increased constantly and this will gradually improve the lives of those pensioners who, after going on vacation, could not or did not want to continue working.

If everything goes well, then the next indexation should be expected in April. The third increase is planned for August 2019.

This will allow older citizens to feel the real care of the state even on New Year's holidays. Indexation will take place in all regions of the Russian Federation and all beneficiaries will be able to receive an increase in state or private banks at their place of residence.

You do not need to provide additional documents or references to receive it. The process will be simplified as much as possible so as not to cause unnecessary worries and misunderstandings.

Recalculation of pensions of non-working pensioners

As stated in the government, the recalculation of pensions has already begun, so all pensioners who do not work can be calm and have no doubt that they are waiting for indexation and an increase.

All recalculations will be made by employees of the social service. Senior citizens only need to choose the bank in which they want to receive their money.

Inflation and indexation

The level of indexation depends on inflation. It is to inflation that the increase in state payments to people on a well-deserved rest is tied.

If prices rise faster than indexation, then pensioners will not feel any improvement in their financial condition. For them, everything will be the same: high prices and low cash payments. From the very beginning, indexation was set at 4%, with an eye to rising inflation. If it increases, then additional indexing is not excluded.

In reality, they will receive 7% more than now. Whether it's a lot or a little, it's hard to say. According to experts, even a minimal increase will allow you to buy more food or medicine.

The amount of the increase in pension for non-working pensioners

If you have been on vacation for a long time, do not work anywhere, and you are interested in an increase in the pension for non-working pensioners in 2019, the latest news takes the main data on the average old-age insurance pension at the level of 14,500 rubles and claims that payments will be increased by 1,000 rubles.

The social pension is much lower and amounts to no more than 9,042 rubles. The planned increase in pensions for non-working pensioners will add an average of 2.4% to each type of payment. It is this amount that all older people who do not work, but rest after their many years of work, can count on.

Note! If your pension is below the minimum subsistence level, then you should take advantage of additional social benefits that are available in the regions.

Be that as it may, the decision on indexation has already been made, it is not long before the elderly receive their increased due payments. The next increase is expected in the spring and summer. We hope that this process will not stop and will continue.

The increase in the size of pension payments has almost come to the fore in the strategy for the long-term development of the pension system. Only a small part of Russian old people live in prosperity, while the majority are far from a good standard of living. Some pensioners are forced to go back to work, others are helped by grown children. Due to the difficult financial situation, older people are increasingly looking for additional sources of income. But for health reasons, many are still forced to stop their labor activity.

At such a moment, it is important to know what you can count on and what additional payments will be made. non-working pensioners is necessary, as some circumstances may affect the increase in the amount of payments.

What is a recalculation?

The concept is defined by the Federal Law "On Insurance Pensions". The recalculation of pensions for non-working pensioners implies a change in the amount of due payments. This process is possible if a citizen provides a new package of documents confirming a change in life circumstances. The reason for the update may also be changes in the legislative framework.

How are pensions calculated?

The procedure for recalculating pensions for non-working pensioners can be carried out in two ways:

1. Directly upon personal submission of documents to the Pension Fund of the Russian Federation. The recalculation is carried out in relation to the fixed amount. A pension with a surcharge, as a rule, comes the very next month after the registration of the necessary papers.
2. Automatically. In this situation, both the fixed amount and the amount of the insurance pension can increase. The latter applies to working pensioners, recalculation is made in connection with contributions from their employers. But the bonus to the base amount is due when Russian citizens reach the age of eighty.

Is it necessary to recalculate pensions for non-working pensioners? Of course yes, if under this condition there are still any of the factors. Upon reaching the age of eighty, you can apply for an allowance from the same day. If the disability group has changed, then new payments will be accrued from the moment the supporting document is issued. But if a change in life circumstances implies a reduction in the amount of payments, then the changes will take effect from the next month.

How is recalculation made when reaching the age of eighty?

How to recalculate pensions for non-working pensioners who are over eighty? In this case, everything happens automatically. The surcharge relates to the base amount of payments. The system independently monitors the passport data specified in the payment file.

In order to become the owner of the second basic payment, you need to receive the sum insured. Applicants for a double amount can also be those citizens of advanced age who are paid a social pension.

You can become the owner of a double fixed amount in case of loss of a breadwinner. But in this case, you need to write a waiver of benefits and go to a pension by age. This procedure can be carried out in the Pension Fund.

How is the pension recalculated when working capacity changes?

Is it possible to recalculate the pension for a non-working pensioner when changing the disability group? Yes, based on the provision of the opinion of the relevant specialist. Based on this certificate, the local Pension Fund will automatically recalculate. The increased pension is accrued from the day the new disability conditions were established.

How to make an application for recalculation?

Documents for recalculating the pension of non-working pensioners are the basis for this procedure. The application is the main paper. Every Russian citizen who is on a well-deserved rest has the right to apply for a change in the amount paid to him. Reasons for filing an application may include the following:

• change in the number of dependents in the family;
• the choice of a new place of residence with special conditions (other similar regions are implied);
• obtaining the right in the presence of work experience in the Far North.

It is not necessary to be present in person to apply. There are cases when, for health reasons, this is not possible. Then a representative can apply. The procedure can be carried out in the management of the local Pension Fund, the post office or through your own page on the organization's website.

The application shall indicate passport data, the reason on the basis of which the recalculation should be carried out, and a list of attached documents.

For paperwork, you will need a passport, an insurance number of an individual personal account. Any other documents may be requested only if necessary or if they are not available in the databases of state bodies.

Services consider the application within five business days.

Will there be allowances for non-working pensioners this year?

The increase in the amount of pension payments depends on the inflation rate in the state. The consumer price index also affects the size of pensions. So, according to all-Russian indicators, the premium will be equal to six and a half percent. The government plans to increase pensions by the same percentage this spring.

In general, a positive trend can be noted. Last year, indexation was carried out only once, and the change was four percent. And this despite the fact that inflation rates were recorded much higher.

Recently, the government decided that additional indexation in 2017 will be replaced by the payment of a fixed amount of five thousand rubles. This is a kind of bonus for the lack of increase in the previous year. Recalculation of pensions for non-working pensioners in this case will not be required. No special application is required. The issuance of compensation is mandatory, therefore, in order to receive additional financial security, you do not need to apply to the Pension Fund. This compensation payment should help cover the expenses of pensioners on price increases due to inflation.

What are the grounds for receiving an allowance?

Social supplement in 2017 is due only to non-working pensioners. The following factors influence the amount of the payment:

• location;
• the subsistence level in the region where the applicant lives;
• the current amount of pension payments.

All surcharges (depending on the amount) are divided into two categories:

1. Federal (their characteristic feature is the obligation to comply).
2. Regional (they are paid depending on the possibilities of the local budget).

State allowances are due only to Russian citizens who are on a well-deserved rest. The basis for receiving additional financial resources is the amount of payments, which must be less than the subsistence level established in a particular region.

Finally

The recalculation of pensions for non-working pensioners is carried out in the same manner as a similar procedure for any other payments. The basis for recalculation is the receipt of new documents directly from the applicant himself or other government agencies. The main reason for the recalculation is new life circumstances.

The advantages of recalculation over indexing are obvious. Indexing is massive, while recalculation is an individual procedure. The amount of the allowance will depend on the characteristics of the applicant - reaching the age of eighty, changing working capacity. But there are also mandatory procedures. The last recalculation of pensions for non-working pensioners was made on August 1, 2016.